Parent reviewing insurance information with healthcare professional

Insurance & Referrals

Understanding Your Coverage

We work with many insurance plans and are here to help guide you through the referral and authorization process so you can focus on your child.

Coverage

Insurance We Accept

Bright Beginnings Speech accepts a variety of insurance plans. We recommend contacting our office directly to verify your specific plan and benefits before your child's first appointment. Our team is happy to assist with insurance verification.

Note: Don't see your plan listed? Please call our office at 786-536-4420 — we may still be able to accept your insurance or help you explore other options.

Plans We Accept

  • Medicaid / Florida Medicaid
  • United Healthcare
  • Aetna
  • Cigna
  • Humana
  • BlueCross BlueShield
  • Simply Healthcare

Getting Started

Referrals & Authorizations

Some insurance plans require a physician referral or prior authorization before speech therapy services can begin. Our team will work with you to determine what is needed and help coordinate the process.

1

Check Your Plan

Contact your insurance provider or review your plan documents to determine if a referral or prior authorization is required for speech therapy.

2

Obtain a Referral

If required, ask your child's pediatrician or primary care physician to provide a referral for speech-language therapy services.

3

Contact Our Office

Call us at 786-536-4420 or submit an inquiry. Our team will verify your benefits and assist with any authorization requirements.

4

Schedule Your Evaluation

Once coverage is confirmed and any required authorizations are in place, we will schedule your child's speech and language evaluation.

FAQ

Common Insurance Questions

Do I need a referral to start therapy?

It depends on your insurance plan. Some plans require a physician referral before speech therapy can begin, while others do not. Our team will help you determine what your plan requires.

How do I know if speech therapy is covered?

We recommend calling the member services number on the back of your insurance card to ask about speech therapy benefits. You can also contact our office and we will assist with verification.

What if my insurance does not cover speech therapy?

We understand that coverage varies. Please contact our office to discuss your situation — we are committed to helping families access the services their child needs.

How long does the authorization process take?

Authorization timelines vary by insurance plan. Our team will submit the necessary documentation promptly and keep you informed throughout the process.

Have Questions About Your Coverage?

Our team is here to help. Contact us and we will walk you through your insurance benefits and next steps.